“My point of contact was Mesut who was absolutely phenomenal. I can’t say enough good things about that guy, conscientious, diligent, and stays on task. My pleasure to work with such a consummate professional.”

MESUT DUMAN · MORTGAGE BROKER
Let’s get you home.
Home financing that fits your life, with Mesut by your side from application to closing.
What’s your next move?

Mesut Duman
Mortgage Broker · NMLS #715052
PERSONAL GUIDANCE
A loan built around you.
Mesut and his team at Barrett Financial Group help you compare financing and understand the trade-offs, so you can decide with confidence.
- A strategy for your goals
- Clear answers, no jargon
- Support through closing
Client stories
“This was my third home purchase, but my first time working with Mesut, and the experience was by far the smoothest yet. Mesut’s knowledge of the mortgage process is exceptional, and every question I had was answered clearly and promptly.”
“His communication was incredibly fast and clear, and his attention to detail was truly impressive. Anytime we had a question or concern, he responded promptly and explained everything thoroughly, which gave us great peace of mind during the entire process.”
Serving all 50 states
Mortgage questions
Ask MesutDo I need 20% down to buy a home?
Not necessarily. Some conventional programs allow as little as 3% down for eligible buyers, FHA loans may allow 3.5%, and eligible VA borrowers may have no down payment requirement. Eligibility, mortgage insurance, and lender requirements vary. Mesut can help you compare the options for your situation.
Will getting started affect my credit score?
Exploring this website and using the payment estimator does not involve a credit check. A formal application may require a credit inquiry. Ask Mesut which type of inquiry will be used before authorizing it.
What makes a mortgage broker different?
A mortgage broker can help compare programs from multiple lending sources rather than offering only one bank’s products. Mesut helps structure your financing, explain the trade-offs, and guide the process with his team at Barrett Financial Group.
Can you help if I’m self-employed or investing?
Yes. Mesut’s current offerings include bank statement loans and DSCR loans, along with conventional, FHA, and VA financing. These programs have different qualification requirements, rates, and costs. He can help determine which may suit your circumstances.
When does refinancing make sense?
It depends on your existing loan, available terms, closing costs, and how long you expect to keep the home. Refinancing can lower payments, change a loan term, or access equity, but it is not always a saving. Mesut can help you understand the break-even point and total cost.
I’m already a client. How do I get an update?
Call Mesut directly at 602-329-2607 or email mesut@barrettfinancial.com. If you have an application in progress, use the same secure application provider you started with. Never send sensitive documents or account numbers through ordinary email.
Let’s talk.
Your goals. Your questions. No pressure.